Privacy Policy

This Privacy Policy explains how Car Loan Calculator Ireland (“we”, “us”, “our”) collects and processes information when you use https://car-loan-calculator.site (the “Website”). We are committed to protecting your privacy and complying with the General Data Protection Regulation (EU) 2016/679 (GDPR) and Irish data protection law.

Data Minimisation

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1) Who We Are

Controller: Car Loan Calculator Ireland
Website: https://car-loan-calculator.site/
Contact: Use our Contact Us page for privacy enquiries.

2) Scope

This policy covers data collected through the Website and related pages (e.g., calculators, guides, and forms). It does not cover external websites we link to.

3) What We Collect

Usage data: anonymised or pseudonymised analytics, device type, browser, pages viewed, time on page, approximate location (country/region).
Technical data: IP address (short-lived for security/anti-abuse), user agent, error logs.
Contact form data (if you submit it): name, email, message content and any optional details you provide.
Cookies and similar technologies (see Section 6).

4) Lawful Bases (GDPR Art. 6)

Consent: for optional analytics/cookie categories.
Legitimate interests: to operate, secure, and improve the Website (balanced against your rights).
Contract: when responding to your direct requests.
Legal obligation: to comply with applicable law and protect our rights.

5) How We Use Data

To provide calculators and content, measure performance, and improve UX.
To respond to contact requests and provide support.
To detect/prevent misuse and maintain security.
To produce aggregated, non-identifying statistics about site usage.

6) Cookies & Analytics

We use essential cookies for site functionality and may use optional analytics cookies (with your consent). You can change preferences any time using the button below.

Manage consent for analytics.

Category	Purpose	Examples	Retention
Essential	Security, load balancing, consent storage	csrf_token, consent_state	Session to 12 months
Analytics (optional)	Measure traffic & features	_analytics_id, _analytics_session	Up to 13 months

7) Sharing & Transfers

We do not sell your personal data. We may share limited data with service providers (e.g., hosting, analytics) under contracts that protect your privacy. If data is transferred outside the EEA, we rely on GDPR-recognised safeguards (e.g., adequacy decisions or Standard Contractual Clauses).

8) Data Retention

We keep personal data only as long as necessary for the purposes described above. Typical retention: essential security logs (up to 12 months), analytics (up to 13 months), contact form submissions (up to 24 months unless earlier deletion is requested).

9) Your Rights (GDPR)

Right of access, rectification, and erasure
Right to restrict or object to processing
Right to data portability
Right to withdraw consent at any time (for consent-based processing)
Right to lodge a complaint with the Data Protection Commission (DPC) in Ireland

To exercise your rights, please contact us via the Contact Us page.

10) Security

We use reasonable technical and organisational measures to protect your data. However, no online service can be 100% secure.

11) Children’s Privacy

Our Website is not intended for children under 16. If you believe a child has provided us with personal data, please contact us to request deletion.

12) Third-Party Links

Our site contains links to third-party websites. We are not responsible for their privacy practices. Please review their policies.

13) Changes to This Policy

We may update this policy from time to time. The “Last updated” date at the top will reflect the latest version. Significant changes will be highlighted on this page.

Contact Us (Privacy)

For questions about this policy or your data rights, use our contact form and select “Privacy” as the topic.

This page is for general information and does not constitute legal advice.