Editorial & Review Board
Our small, focused team blends product engineering, consumer finance writing and compliance review for the Irish market.
Swapnil Sanghvi
Founder & Lead Developer
Built the calculator after struggling to compare APRs across Irish lenders. Owns the product roadmap and amortisation engine.
Aoife Murphy
Finance Editor (Ireland)
Edits guides for clarity and plain English (en-IE). Cross-checks APR disclosures and eligibility wording with Irish norms.
Liam O’Connor
Data & Methodology
Maintains the amortisation formulas, rounding rules, and representative example logic for monthly repayments.
Niamh Kelly
Compliance Advisor
Reviews pages for fair, balanced presentation and alignment with Central Bank consumer credit guidance.
Seán Byrne
UX & Accessibility
Optimises the calculator UI for mobile-first use, keyboard navigation, and clear labelling.
Grace Walsh
Research Contributor
Collects representative APRs from lender disclosures and Credit Union schedules across Ireland.
How We Review
- Research sources gathered (lender pages, product disclosures, Irish guidance).
- Draft written and technical updates prepared with assumptions clearly stated.
- Second reviewer checks calculations and wording (plain English, en-IE).
- Compliance pass for disclaimers and fair presentation.
- Publish with change log and review date.
Contact the Review Board
Questions for a specific expert or want to flag an update?
- Use our contact form and mention the expert’s name.
- Include page URL, screenshot, and the specific detail to review.
We typically review material suggestions within a few business days.
Independence & Disclosures
Our experts do not sell rankings or receive payments to alter editorial positions. Any sponsored placements—if present—are clearly labelled. Recommendations are based on transparent criteria and representative APRs.