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| Bank / Lender | APR % (Typical) | Loan Range | Typical Term | Example (€20k / 5 yrs) |
|---|---|---|---|---|
| Bank of Ireland | 6.5% – 8.0% | €2,000 – €75,000 | 1–5 years | ~€391 per month |
| AIB | 6.4% – 7.9% | €3,000 – €75,000 | 1–5 years | ~€390 per month |
| PTSB | 6.8% – 8.3% | €1,500 – €75,000 | 1–5 years | ~€394 per month |
| Avant Money | 6.1% – 7.8% | €5,000 – €75,000 | 1–5 years | ~€388 per month |
| Credit Union (avg) | 7.5% – 9.0% | €1,000 – €40,000 | 1–5 years | ~€398 per month |
Note: Rates are updated regularly but may vary based on credit score and loan type.
Competitive APR starting at 6.4%, flexible repayment holidays.
Known for fast processing and simple online application.
Attractive rates for customers with excellent credit scores.
Community-based lending, more lenient eligibility, but slightly higher APRs.
Bank of Ireland allows early repayment, but check if penalties apply. Some lenders charge small break fees.
Most lenders offer rates between 6% and 9% APR, depending on loan size and credit history.
Credit Unions can be cheaper for small loans but usually have higher APRs than Bank of Ireland for larger car loans.
Yes. Bank of Ireland and most lenders allow loans for both new and second-hand vehicles.
Absolutely. Better credit scores often qualify for lower interest rates.
Yes, but you should confirm if any early repayment charges apply.
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