Get the clarity you need before financing your next car. Explore AIB car loan rates, compare them with other Irish banks and credit unions, and calculate your exact monthly repayments in minutes.
Calculate My Monthly RepaymentWhy use it? Quick, free, and helps you avoid surprises.
Illustrative; confirm with your lender.
| Bank / Credit Union | Rate (APR %) | Loan Range (€) | Typical Term | Example: €20,000 over 5 Years |
|---|---|---|---|---|
| AIB | 6.40% – 8.20% | €1,500 – €75,000 | 1–5 years | ~€391/month |
| Bank of Ireland | 6.90% – 8.50% | €2,000 – €65,000 | 1–5 years | ~€394/month |
| PTSB | 7.20% – 9.00% | €1,500 – €50,000 | 1–5 years | ~€397/month |
| Avant Money | 6.10% – 8.30% | €5,000 – €75,000 | 1–7 years | ~€388/month |
| Credit Union (avg.) | 6.99% – 8.99% | €1,000 – €40,000 | 1–5 years | ~€395/month |
📌 Note: Rates are updated regularly. Always confirm with the bank before applying.
Starts at ~6.90% APR, fast approval but stricter loan ranges.
APR ~7.20%, known for bundled offers with current accounts.
From ~6.10% APR, often cheaper for strong credit scores.
Personal touch, slightly higher rates, but flexible for used cars.
Between 6% and 9% APR depending on the bank and your credit profile.
AIB’s rates start around 6.40%, slightly lower than the average credit union rate (6.99%).
Yes, both new and used cars are eligible. Rates may vary depending on vehicle age.
Yes. Stronger scores get closer to the lower end of AIB’s rate range.
Yes, partial and full prepayments are usually allowed, but confirm terms in your agreement.
Calculate your monthly repayment or compare loan rates again.
Use our calculator to check repayments and compare AIB against other Irish lenders.
Calculate Your Repayments🚀 Ready to see your numbers?